Answers:
On the bottom of your netgear router you will see an IP Address (192.168.1.1 or something similar)
Open internet explorer or firefox (or doesn`t matter what browser make you happy) and enter the address. Then use the failure to pay password i.e. on the bottom of the router. Follow the menus you see and you'll own the password changed within no time.
Go here:
http://kbserver.netgear.com/kb_web_files...